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AX 2012 Payment Services

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We are setting up AX 2012 and I am trying to enter credit card information to begin testing, when I go to add a credit card to a customer I get an error "PaymentProcessingService returns a non PlasticCard Tender(24008)"  Any idea what is missing in my set up?  I have successfully validated our Payment Services in A/R - we are using CyberSource


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